Neighborhood · Big Pine Key, Florida
Ramrod Key
Quiet Lower Keys living between the bridges
1
Homes for sale
$1,050,000
Median list price
$537
Avg price / sqft
79
Median days on market
Ramrod Key sits in the Lower Keys just off the Overseas Highway, the kind of small island community where the pace slows down and the water is never more than a few blocks away. Neighboring keys like Little Torch Key and Big Torch Key share the same character — canal-front homes, boat access, and easy runs down to Key West or up toward the reef. It's a place for people who want island life without the crowds of the more built-up keys.
The market here is small and priced for the water. Right now there's a single active listing at $1,050,000, and the two homes that sold over the past year closed at a median of $1,052,000, so what you see on the market reflects real trading value. Inventory this thin means buyers should be ready to move when the right property appears — you can track everything currently listed across Big Pine Key homes for sale and on the live map.
Ramrod Key is a community in Big Pine Key, Florida.
Quick facts
$1,050,000 – $1.1M price range
1,954 sqft median home
$4,500/mo median rent
2 sold in 12 months
On the market now
Homes for sale in Ramrod Key
Every active listing inside the Ramrod Key boundary
Open full map search →Find your fit
Browse Ramrod Key
By feature — on the live map
The numbers that matter
The Ramrod Key market
2
Sold, last 12 months
$1,052,000
Median sold price
94%
Sale-to-list ratio
What sellers actually get vs asking
249 days
Median time to sell
Ramrod Key vs Big Pine Key
Median list price
Price per sqft
Days on market
Live Stellar MLS data — every listing and closed sale inside the Ramrod Key boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Ramrod Key is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Ramrod Key home
≈ $6,704/mo
$1,050,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$4,500/mo
Median rent
Homes for rent inside the boundary
Population
857
Median age
52
Median income
$94,583
Median home value
$639,700
Beyond the listings
Living in Ramrod Key
Hobbies & Interests
Top 2% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Lifestyles
Top 5% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Culture
Top 10% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Entertainment
Top 16% in the U.S.Live & Local Music
This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.
Beliefs
Top 22% in the U.S.Local Engagement
These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.
Hobbies & Interests
Top 23% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Straight answers
Ramrod Key FAQs
Is Ramrod Key a good place to live?+
It suits buyers who want a quiet, water-oriented island lifestyle in the Lower Keys, with boat access and neighboring communities like Little Torch Key close by. It's small and residential rather than a commercial hub, so expect calm surroundings and a short drive to Key West for bigger-city needs.
Is Ramrod Key expensive?+
Yes — it's a waterfront island market, and the current active listing is priced at $1,050,000. Recent sales confirm that level, closing at a median of $1,052,000, so budgeting around the million-dollar mark is realistic here.
What do homes cost on Ramrod Key?+
The one home on the market is listed at $1,050,000 for about 1,954 square feet, which works out to roughly $537 per square foot. Over the past 12 months, the two closed sales had a median price of $1,052,000, right in line with what's listed today.
How is the market on Ramrod Key?+
It's a very low-inventory market — just one active listing and two sales in the last year. Homes take a median of 79 days to sell and close at about 94% of asking, so serious buyers should be prepared to act decisively; you can watch new listings on the live map.
What about HOA fees and property taxes?+
There's no HOA figure reported for the homes here, so most properties trade without mandatory dues. Property taxes run around $11,547 per year at the median, which is in step with the area's waterfront values.
Keep exploring
More Big Pine Key neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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