28 PHOENIX LANE, PALM COAST, FL, 32164
Active163 days on marketListed Feb 23, 2026MLS #FC316417
About this home
28 PHOENIX LANE
Don’t miss this opportunity to own a 10,000 sq ft vacant lot in the desirable Pine Grove section of Palm Coast, FL. Whether you’re ready to build now or planning for the future, this homesite offers the perfect canvas to design and customize the home you’ve always envisioned. Ideally located just 6 minutes from shopping and restaurants, this property also provides convenient access to top-rated schools, community pools, walking and biking trails, tennis courts, parks, and beautiful Flagler County beaches. Enjoy the flexibility to choose your own builder and create a home tailored to your lifestyle in one of Palm Coast’s established residential neighborhoods. With its prime location, generous lot size, and proximity to everyday conveniences and coastal attractions, 28 Phoenix Ln is a fantastic opportunity to build your dream home in Palm Coast.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$642 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$642/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 28 PHOENIX LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$305,000
5117 TANGERINE AVENUE S · same community
2 bd · 1 ba · 624 sqft · $489/sqft · 1 DOM
Sold · Aug ’25$297,000
5130 PINE GROVE TERRACE S · same community
2 bd · 1 ba · 654 sqft · $454/sqft · 1 DOM
Sold · Dec ’25$313,000
53 PINE CREST LANE · same community
3 bd · 2 ba · 1,336 sqft · $234/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 28 PHOENIX LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 PHOENIX LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
28 PHOENIX LANE FAQs
What would the monthly payment be for 28 PHOENIX LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $642/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 PHOENIX LANE?+
The most recent tax bill on record (2025) was $547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $69,000, this home is listed about 83% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 28 PHOENIX LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TAKE ACTION PROPERTIES, LLC · Mari Parks. MLS #FC316417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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