E COVE DRIVE, TAVARES, FL, 32778
Active0 days on marketListed Aug 18, 2026MLS #G5116454
About this home
E COVE DRIVE
Build your piece of the Florida lifestyle on this canal-front vacant lot in Lake Harris Shores in Tavares! This property offers a great opportunity to design and build a home that fits your vision while enjoying the peaceful setting and natural beauty of waterfront living. Located along E Cove Dr, the lot features canal frontage, giving you the chance to create your own outdoor waterfront retreat. Imagine relaxing by the water, launching a kayak, fishing from your backyard, or simply enjoying Florida sunsets from your future home. Lake Harris Shores offers a laid-back Central Florida setting while keeping you convenient to Tavares, Leesburg, Mount Dora, shopping, dining, medical facilities, and all that Lake County has to offer. Whether you're planning a full-time residence, seasonal Florida getaway, or looking to invest in waterfront land, this property offers plenty of possibilities. Bring your builder and your plans and start creating your own slice of waterfront Florida. Vacant canal-front properties like this provide an opportunity to build from the ground up and make the property truly your own.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$929 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$929/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about E COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for E COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
E COVE DRIVE FAQs
What would the monthly payment be for E COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $929/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at E COVE DRIVE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on E COVE DRIVE?+
The most recent tax bill on record (2025) was $941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at E COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $100,000, this home is listed about 70% below the Tavares median of $329,245. The market section on this page shows how the area is trending.
Which schools are assigned to E COVE DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVARES 32778 market on paper
$100,000 is 69% below the TAVARES 32778 median of $324,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Tavares market that averages 49 — if it fits, move quickly.
Listing courtesy of LAKE PROPERTY STARS · Robin Costoplos PA. MLS #G5116454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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