Julian Rivera
$482,0003 bd2 ba1,692 sqft$285 /sqft$3,925 /mo all-in ↓

16954 TRADEWIND POINT, WINTER GARDEN, FL, 34787

Active1 days on marketListed Aug 6, 2026MLS #O6431248

Priced 10% below the WINTER GARDEN 34787 medianSingle Family ResidenceWATERSIDE/JOHNS LK-PH 2A

About this home

16954 TRADEWIND POINT

Welcome to this beautifully maintained home in the highly sought-after Waterside at Johns Lake community in Winter Garden! This spacious, light-filled home features a desirable open-concept floor plan designed for both everyday living and entertaining. The gourmet kitchen offers abundant cabinetry, generous counter space, and **double ovens**, flowing seamlessly into the dining and living areas. The spacious primary suite is a true retreat, complete with a spa-like ensuite bath and a **custom walk-in closet with built-in organization**. Generously sized secondary bedrooms provide flexibility for family, guests, or a home office. Enjoy Florida living year-round from the **screened-in lanai**, overlooking the private backyard—perfect for relaxing or hosting gatherings. Additional upgrades include **gutters**, **decorative exterior shutters**, and thoughtful finishes throughout. Waterside at Johns Lake offers exceptional resort-style amenities including a community pool, clubhouse, fitness center, playground, and scenic walking trails. Ideally located just minutes from Historic Downtown Winter Garden, Hamlin Town Center, SR 429, the Florida Turnpike, shopping, dining, entertainment, and top-rated schools. This move-in-ready home combines modern comfort, quality upgrades, and an unbeatable location. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,692

Sqft

0.11 ac

Lot size

2

Garage

2019

Year built

One

Levels

$285

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorHigh Ceilings · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · On Street
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$215/mo
Taxes (2025)$5,991/yr
PetsYes
CommunityDock · Clubhouse · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,925 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,837
FHA mortgage insurance (est.)$213
Property tax — 2025 actual bill$499
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,870Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,870
Interest rate6.00%
Loan term

Estimated payment

$3,925/mo

Principal & interest$2,837
FHA mortgage insurance (est.)$213
Property taxes (actual bill)$499
HOA / condo fee$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $482K
$451KedgeAI estimate $553,176 · range $469K$614K$639K

vs edgeAI estimate

−12.9%

$/sqft vs Winter Garden actives

$285 vs $261

Days on market

1 vs 37 typical

Where $285/sqft sits among the 400 Winter Garden actives

82
136
96 · this home
35
19
32
$179–222$222–265$265–308$308–351$351–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 16954 TRADEWIND POINT

Drive times from this address

Walt Disney World26 min
Downtown Orlando27 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

169 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $482,000 · 1 days on market since
2019Built · WATERSIDE/JOHNS LK-PH 2A

Reality check

What actually sold near 16954 TRADEWIND POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16912 TRADEWIND POINTSold · May ’26

$518,000

16912 TRADEWIND POINT · same community

3 bd · 2 ba · 1,692 sqft · $306/sqft · 82 DOM

17047 HARBOR OAK PARKWAYSold · Oct ’25

$449,000

17047 HARBOR OAK PARKWAY · same community

3 bd · 2 ba · 1,692 sqft · $265/sqft · 46 DOM

17090 HARBOR OAK PARKWAYSold · Jun ’26

$520,000

17090 HARBOR OAK PARKWAY · same community

3 bd · 3 ba · 2,148 sqft · $242/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16954 TRADEWIND POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16954 TRADEWIND POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16954 TRADEWIND POINT FAQs

What would the monthly payment be for 16954 TRADEWIND POINT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,925/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16954 TRADEWIND POINT?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16954 TRADEWIND POINT?+

The most recent tax bill on record (2025) was $5,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16954 TRADEWIND POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $482,000, this home is listed about 18% below the Winter Garden median of $585,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16954 TRADEWIND POINT?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER GARDEN 34787 market on paper

$482,000 is 10% below the WINTER GARDEN 34787 median of $534,000.

02Fresh on the market

Only 1 day on market in a Winter Garden market that averages 37 — if it fits, move quickly.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FOLIO REALTY LLC · Jennifer Dollar. MLS #O6431248.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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